100K Nubians to $100K Income

Nubian-New Being

100K Nubians to $100K Income is a program launched by Circle Financial that aims to empower the Nubian community by providing training and resources to obtain financial freedom for All by having one member of each family to become successful life insurance agents. The program’s ultimate goal is to help 100K Nubians reach an annual income of $100K, which would not only benefit the community financially, but also create Generational Wealth through life insurance. 

The program will provide comprehensive training and support to help agents reach their full earning potential, while also providing valuable financial education and resources to the Nubian community.

The expected revenue from the program is significant, with commission income from life insurance sales projected at $10 billion, premiums from new policies at $1 billion, recurring income from policyholder dividends and interest at $500 million, and additional income from riders and living benefits at $250 million. This brings the total projected revenue to $12 billion. This revenue can be used to further support the Nubian community through various initiatives and programs.

Investment Opportunities

Investment Opportunities


  • Food: $100
  • New Violin: $200
  • Get Websites back up: $300
  • Initial marketing of The Circle: $300
  • Cannabis: $300 (or potential offline donation)
  • Reiki Training: $600 (for two)
  • Book Publishing for Sunshine’s series: $1000
  • FEG – Company Leadership Summit: $2000
  • Financial Literacy Program for Children: $2350 – $4500
  • Financial Literacy Program for Adults and Children: $4500 – $6500
  • Communal Housing: $5000
  • Sea Moss Business Plan Small: $5000
  • 100K Nubians to $100K – Get Started: $9000
  • Making of a Good Man Rite of Passage Program: $9000
  • Building out the structure for The Circle: $9000
  • Sea Moss Business Plan Big: $15,000-$20,000
  • Financial Literacy Program Big: $30,000-$40,000
  • Martha’s Vineyard Oyster Farm: $50,000
  • Making of a Good Man Rite of Passage eventual budget: $450,000

Financial Literacy and Freedom Through Sabaean Bookstores

Financial Literacy and Freedom Through Sabaean Bookstores

Executive Summary:

Sabaean bookstores are a platform for spreading the teachings of Dr. Malachi Z. York and promoting financial literacy among its followers. The bookstores will offer a range of educational materials and resources, including workshops and seminars, to help individuals make informed decisions about their finances. In addition, the bookstores will sell life insurance through a partnership with Circle Financial, a leading provider of insurance products. This will provide a new revenue stream for the bookstores and help support their financial literacy initiatives.

Market Analysis:

The market for financial literacy programs has grown rapidly in recent years as people seek to better understand their finances and secure their financial future. The Sabaean community has shown a strong interest in financial literacy, making this an ideal target market for the bookstores. Furthermore, the partnership with Circle Financial will give the bookstores access to a large network of potential customers who are interested in life insurance.

Marketing and Sales Strategy:

The bookstores will utilize a variety of marketing and sales strategies to reach potential customers and drive revenue. This will include online marketing through social media and email campaigns, as well as in-store events and workshops. In addition, the partnership with Circle Financial will provide opportunities for joint marketing efforts, such as co-branded seminars and informational sessions.

Revenue Projections:

Assuming that the bookstores are able to help 100 people purchase life insurance policies through Circle Financial in the first year, we can expect the following revenue:

  • Commission income from life insurance sales: $100,000
  • Premiums from new policies: $10,000
  • Recurring income from policyholder dividends and interest: $5,000
  • Additional income from riders and living benefits: $2,500
  • Total revenue: $117,500

Startup Costs:

The estimated startup costs for the bookstores to begin offering financial literacy programs and selling life insurance include:

  • Marketing and advertising expenses: $1,000
  • Website development and maintenance: $500
  • Inventory and supplies: $300
  • Rent and utilities: Already being paid
  • Legal and insurance fees: $100
  • Total startup costs: $1,900

Financial Projections:

Assuming the startup costs are funded through a combination of personal investments and loans, we expect the bookstores to break even within the first year be profitable within the second and beyond. The following are the projected financials for the first three years of operation:

Year 1:

  • Revenue: $117,500
  • Expenses: $1,900
  • Profit: $115,600

Year 2:

  • Revenue: $235,000
  • Expenses: $19,000
  • Profit: $216,000

Year 3:

  • Revenue: $352,500
  • Expenses: $19,000
  • Profit: $333,500


The financial literacy programs run through Sabaean bookstores represent a unique opportunity to promote financial literacy among a passionate and engaged community. The partnership with Circle Financial provides a new revenue stream and helps support the financial literacy initiatives of the bookstores. With careful planning and execution, the bookstores can become a leader in this field and a valuable resource for their community.

100 Books “N” Barbershops Tour Across America

The 100 Books “N” Barbershops Tour Across America is a financial literacy program aimed at improving the lives of black and brown communities. The program places 100 books in barbershops that inspire wealth-building, family strengthening, and prison diversion, with the goal of reducing poverty, crime, and STDs, and turning fathers towards their children. The barbershops serve as a community hub where people can gather, and the books are used as a tool for barbers to provide value to their patrons and earn extra revenue. The program also includes art exhibits, book readings, and benefit parties to bring the community together and promote a new agenda of caring, recommitting to children, and becoming a new kind of man. The ultimate goal is to keep young black and brown men out of the criminal justice system, show them there is another way, and motivate them to use their gifts and abilities to lead a healthy and fulfilling lifestyle.

Virtual financial literacy program for Nubian Children – Intro

Virtual financial literacy program for Nubian children – Intro

This virtual financial literacy program for Nubian children is designed to educate and empower young learners with the knowledge and skills needed to make informed financial decisions.

Using interactive activities and materials, the program will cover topics such as saving money, budgeting, and understanding the value of money.

The curriculum will be tailored to the age group of the children, and will be aimed at helping them develop a strong foundation in financial literacy.

The program will be accessible through a virtual platform and will be marketed and promoted to reach as many Nubian children as possible.

The goal of the program is to equip Nubian children with the tools they need to make smart financial choices and set them on a path to financial success.

The Wampanoag Oyster Farm on Martha’s Vineyard

Summary The Wampanoag oyster farm on Martha’s Vineyard, off of Aquinnah

The Wampanoag oyster farm is a proposed oyster farming operation that would be owned and operated by a member of the Wampanoag tribe from Martha’s Vineyard.

The farm would be situated off the coast of Aquinnah and would use sustainable, traditional Wampanoag methods to cultivate oysters.

The farm would focus on producing high-quality oysters for the local and regional market, as well as for export.

The farm would be staffed by a small team of experienced oyster farmers, and would require a significant investment in equipment, infrastructure, and resources.

The farm would face competition from other oyster farms, fish farms, wild-caught seafood producers, and imported oysters, but through thorough market research and effective marketing strategies, the farm aims to differentiate itself and position itself for success in the market.

Book Outline Mansa Musa Economic Culture

Here’s an outline for a forthcoming book about MMEC.

Again, using ChatGPT at Chat.OpenIA.com.

You can be afraid of the changing technology or use it for Good.

Is the Internet Evil?

Well, depends on how you use it…

Certainly! Here is an outline for a book on the “Mansa Musa Economic Culture” using all of African history including Egypt and Nubia:

Introduction: Explain the purpose and scope of the book, and provide an overview of the “Mansa Musa Economic Culture” and how it relates to African history.

Precolonial Africa: Explore the economic, social, and political systems of precolonial Africa, including examples of societies that were organized around principles of communal ownership, cooperation, and the common good.

The Mali Empire: Examine the reign of Mansa Musa and the impact of his policies on the Mali Empire, including his support for public works, education, and the arts, and his charitable giving to the poor.

The influence of Islam: Analyze the role of Islam in shaping the economic and social systems of the Mali Empire and other parts of Africa, including the principles of zakat (charitable giving) and the prohibition of interest-based lending.

Egypt and Nubia: Explore the economic and social systems of ancient Egypt and Nubia, and compare and contrast them with the “Mansa Musa Economic Culture.”

The spread of colonialism: Analyze the impact of European colonialism on African societies, including the ways in which it disrupted traditional economic and social systems and imposed capitalist models of development.

Postcolonial Africa: Examine the challenges and opportunities of building a more just and equitable economic system in postcolonial Africa, including efforts to incorporate elements of the “Mansa Musa Economic Culture” into modern economic and political systems.

Conclusion: Summarize the key themes and arguments of the book, and suggest ways in which the lessons of African history can inform contemporary debates about economic justice and social responsibility.

Mansa Musa Economic Culture

Mansa Musa, Richest Man to Ever Live. He was a philanthropist and sponsor of the arts, architecture, learning and culture.
Dedicated to the common good.

As discussions around economic justice and social responsibility continue to dominate headlines and political debates, it’s worth taking a step back to consider alternative models of economic organization.

One such model is the “Mansa Musa Economic Culture,” named after the 14th century West African ruler and investor who is widely considered to be the richest person in history. This economic culture, which was prevalent in many parts of precolonial Africa, emphasizes the importance of promoting the common good and supporting the welfare of the community, rather than solely focusing on the pursuit of profit.

The archeological and educational wonder of Timbuktu

In this series of blog posts we will explore the key principles and practices of the Mansa Musa Economic Culture, and consider how these ideas might be relevant and applicable to contemporary discussions about economic justice and social responsibility.

Mansa Musa traveled over 4000 Miles with tends of thousands of people, spreading his philanthropy along the way.

From the emphasis on communal ownership and charitable giving, to the prohibition of interest-based lending and the support for education and the arts, the Mansa Musa Economic Culture offers a rich tradition of thought and practice that can inspire and inform contemporary debates about the role of economics in society.

What this means is he spent so much gold which got into the hands of the common people that they were wealthy for over a decade.

Okolo Schwinn-Clanton

Okolo Min Amun Ra